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General Information  

A full schedule of our services follows below.   We appreciate that each client's circumstances are unique and will not necessarily fit a standard format; we therefore endeavour to tailor our services to meet individual needs.  Please do not hesitate to contact us about any items which are of interest to you or are not fully covered on this website and about which you would like more information.  All applications and enquiries are completely confidential.

On this page:

  • Overview
  • Personal Finance  UK clients - including mortgages, offshore bank accounts, companies and secured credit cards
  • Business Finance  UK clients - including offshore banking and companies and secured credit cards
  • Finance  Overseas clients, business and personal - including offshore and UK bank accounts, UK and offshore companies, trusts, secured credit cards, etc.

Links to other pages:

Overview    

The following  gives an indication of our wide and comprehensive range of services. Click on the subject hyperlink to read more detail on another page.

Bank Accounts  may be arranged through extensive banking contacts in the UK (Business and Personal Accounts for non residents) and Offshore (Personal and Business Accounts for residents of most countries).

For UK and overseas clients it is also possible to arrange the issue of Credit Cards , a secured Mastercard and Visa Gold Card, plus pre-paid Cirrus and Maestro cards, for private and business use, regardless of a client’s credit history (see non-status below).  Apart from a copy of their passport, all clients will have to provide a utility bill (gas, electricity, water, or a bank statement ) in their name and address, plus a professional reference.

For UK residents, we are able to introduce client to FSA regulated brokers or lenders for status  Mortgages at competitive rates. We are also often able to introduce to arrange Self-Certification and non status Mortgages for clients, where they have been refused previously.

For non-UK residents we are able to arrange residential and buy-to-let mortgages at rates very similar to  UK high-street lenders.

Non Status  describes a situation where there is a non-existent, impaired or low credit history.  Ex-patriates returning from employment overseas, for instance, or any other new arrival from overseas, may have no credit history in the UK.  Impaired or low credit history may include County Court Judgements (CCJs), Arrears, an Individual Voluntary Arrangement (IVA), Insolvency or past Bankruptcy.  Clients are advised that every time an approach is made to an inappropriate bank/organisation, a credit status search is made and recorded against their name on records held by Credit Reference Agencies.  A profusion of such searches adversely affects a client’s credit rating still further.     For more information see "Your Credit Status" page. 

Company Formations in the UK can be arranged at  competitive rates and through the use of Offshore Companies and Trusts we are able to assist in wealth protection, management and asset enhancement.    Business Finance and Services details the wide range of areas in which we can assist Businesses in the UK and Overseas.

PERSONAL FINANCE (UK residents ONLY)    

BUSINESS FINANCE (UK residents ONLY)      

FINANCE (OVERSEAS residents, business or personal) 

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www.jaygaltd.co.uk